Amazon # ONE in Retirement Planning
Attain Income Independence
Make Market Volatility and Changing Interest Rates Your Very Best Friend's
What's Inside Retirement Money Secrets
To FIRE it up, you have to get focused on the Income!
Produce enough income to retire and make market volatility your very best friend.
Steve Selengut, a 44-year investment professional, teaches you a simple yet little-known system for investing in the stock market that shouldn't be a secret (but is). It delivers reliable income without selling your hard-earned investments to pay the bills. Better yet, it works whether the stock market is going up or down.
Retirement Money Secrets will give you the tools to:
- Stop worrying about having enough money to retire
- Stop agonizing over market volatility
- Stop obsessively scrolling the news about inflation
Retirement Money Secrets shifts your focus from chasing market value "returns" to creating a growing stream of reliable spending money. At the end of this book you will be able to confidently say:
“Neither a market correction nor rising interest rates (not even a pandemic) will have a negative impact on my investment income. In fact, either scenario will help me increase my income growth rate long term.”
Steve Selengut created income-independent portfolios for his clients for decades, and this book will walk you through the process he used so you can do that for yourself.
To learn more about Steve's coaching services, go to theincomecoach.net
Some performance to think about
Market Value Growth Comparison: Retirement Money Secrets portfolios vs. SPY and BND
Retirement Capital Drawdown Problems Eliminated with Retirement Money Secrets approach
Retirement Capital Drawdown Problems Eliminated with Retirement Money Secrets approach
The black line, and the black image in all three charts is the Retirement Money Secrets portfolio. The Red is SPY, and the Blue is BND. This one shows Market Value Performance.
Retirement Capital Drawdown Problems Eliminated with Retirement Money Secrets approach
Retirement Capital Drawdown Problems Eliminated with Retirement Money Secrets approach
Retirement Capital Drawdown Problems Eliminated with Retirement Money Secrets approach
Here, the growing black bars show the annual growth in Working Capital in the Retirement Money Secrets portfolio vs. significan drawdowns in the other two.
Portfolio Income Production Enhanced Using Retirement Money Secrets Stratagies.
Portfolio Income Production Enhanced Using Retirement Money Secrets Stratagies.
Portfolio Income Production Enhanced Using Retirement Money Secrets Stratagies.
Here, witness the annual growth/stability of the Retirement Money Secrets portfolio vs. the shrinkage in both SPY and BND. Since it's income you'll be spending in retirement, the most appropriate choice is crystal clear.
User Experience Notes:
Portfolio Income Production Enhanced Using Retirement Money Secrets Stratagies.
Portfolio Income Production Enhanced Using Retirement Money Secrets Stratagies.
I've been using the investment strategy outlined in Retirement Money Secrets since retiring 17 years ago. I've been through two market downturns, and the income from my CEFs was stable throughout both market cycles. I highly recommend the book and the strategy.
David Fleming, Batavia IL
I just finished reading your new book. Congratulations, it’s a winner. Having followed you for a number of years (since hearing your talk at AAII in Atlanta), I have the perspective of seeing your progression to ‘all in’ on CEFs. I wish I had been all in on CEFs when the pandemic downturn happened. Lesson learned. My CEFs weathered the down cycle with usual, great results.
Congratulations on semi-retirement and enjoy your travels.
John Paul Jones, Winston-Salem, NC
IN EBOOK, PAPERBACK, AND HARDCOVER
In addition to Amazon, Retirement Money Secrets is available through Apple Books, Barnes & Noble. Kobo, Scribd, Smashwords, Tolino, OverDrive, bibliotheca, Baker & Taylor, BorrowBox, Hoopla, Vivlio, Palace Marketplace, Odilo, Gardners, libraries and local bookstores.
Book Reviews
Charles S, Goodreads, Sept 1st, 2023
Oscar Bendeck, Amazon, Sept 3, 2023 - Why settle for 4% "distributions" in retirement?
Charles S, Goodreads, Sept 1st, 2023
An excellent read for investors focused on growing capital and the realized income which pays the bills. I've known the author for many years and witnessed how he has made himself and his clients wealthier in all markets, up and down!
Steve shares his investment strategies for buy/sell, income generation and profit taking, risk management - quality, diversification, velocity of money - primarily using Closed-End Funds, but the strategies apply well to all quality securities.
Whether you are DIY, FIRE, or professionally managed, you can benefit by learning and implementing Steve's strategies to meet your financial independence objectives!
Retirement Money Secrets is available at Amazon and most other book sites in e-book, paperback, and hardcopy. I highly recommend it.
Charles S. - Venice, FL
David Fleming, Amazon, Sept 3, 2023
Oscar Bendeck, Amazon, Sept 3, 2023 - Why settle for 4% "distributions" in retirement?
Charles S, Goodreads, Sept 1st, 2023
You owe it to yourself to read the first two or three chapters of Retirement Money Secrets. Once you do, you will be convinced why this investment strategy leads to a worry-free retirement. No longer will you agonize over capital gains and whether or not they will be there when you need to raise cash to pay the bills. Instead, you will realize a steady and reliable stream of income that will be there no matter whether the market is going up or down.
I’ve been using this strategy for 22 years, including 17 years of retirement, and Steve Selengut, the author of Retirement Money Secrets, was my investment manager all those years. I’ve read dozens of investing books during my 78 years, and there are only two that I would recommend to anybody. This is one of them. And for those who are curious, the other also was written by Steve.
David Fleming - Batavia, IL
Oscar Bendeck, Amazon, Sept 3, 2023 - Why settle for 4% "distributions" in retirement?
Oscar Bendeck, Amazon, Sept 3, 2023 - Why settle for 4% "distributions" in retirement?
Oscar Bendeck, Amazon, Sept 3, 2023 - Why settle for 4% "distributions" in retirement?
In a nutshell, this book is a roadmap to safe and profitable management of your hard-earned retirement savings. The basic financial advise is to take a "safe" 4% distribution yearly from your account, but is that really from your investments realized income or are you just depleting you capital basis?
Mr. Selengut tells in a clear and concise way, using a retired couple questions and concerns in dialogues to explain his philosophy for achieving extraordinary "real", realized, actual money in the bank returns... Earning 8 % or more is a no brainier, and I'm talking realized income you can take to the bank, spend on a glorious well deserved retirement, give away, or whatever you fancy, and still have income to reinvest if you wish.
Very easy to follow narrative in plain English. I highly recommend this book to anyone who wants more out of their nest egg than what the powers that be say you are entitled to get.
Patrick Henry, Sept 10, 2023
Spock, Amazon, Oct 9, 2023 No Hype: 1 of the All Time Most Impactful Reads
Oscar Bendeck, Amazon, Sept 3, 2023 - Why settle for 4% "distributions" in retirement?
Do not miss out on this opportunity!
I purchased two copies - one for myself and one for my son. It is written in a personal conversational style between Steve Selengut and prospective clients that explains how meaningful, consistent income can be generated for (and during) retirement.
It explains how, using the oldest investment fund vehicles - closed end funds (CEFs), you can easily invest to generate significant income (as well as growth) throughout market cycles. It provides the basic principles needed to successfully practice this investing philosophy and can change your life!
Patrick Andrew Henry
Statham, GA
Jeff Russell, Facebook Group, Sept 8, 2023
Spock, Amazon, Oct 9, 2023 No Hype: 1 of the All Time Most Impactful Reads
Spock, Amazon, Oct 9, 2023 No Hype: 1 of the All Time Most Impactful Reads
This book is right on point. I appreciate how it is written, it's easy to understand and addresses all my concerns. I have been 1000% in on investing for income for the last 2 years and have been happy with the returns but adding in the profit taking as described in this book will significantly up my game with no additional risk !!!! Thank You Steve !!!
Jeff Russell, Wichita, KS
Spock, Amazon, Oct 9, 2023 No Hype: 1 of the All Time Most Impactful Reads
Spock, Amazon, Oct 9, 2023 No Hype: 1 of the All Time Most Impactful Reads
Spock, Amazon, Oct 9, 2023 No Hype: 1 of the All Time Most Impactful Reads
Run, don't walk, to read this book in it's entirety if you want to retire with plenty of income to offset expenses, taxes, & inflation.
In an extremely easy to understand & implementable style, the author uses a unique conversational style of delivering what most other books make exceedingly obtuse. An important distinction about the author & the book: it is all based on his 40+ years successful practice as an asset manager for clients both large & small.
Overall, a quick read that's also enjoyable yet packed with lots of practical tips even a relative novice investor can immediately utilize to unlock all the income potential of one's finite capital.
If you want to retire early, or just retire comfortably while not needing to worry about generating tax bills from stocks sold in retirement just to pay your bills; this book shows you truly the path to financial independence.
It should be required reading for anyone who's currently entrusting their 401k management to the large brokerage firms that keep you enslaved to the up & downs of stock prices, while generating less than livable income for retirement.
Amazon Customer, Sept 3, 2023
Amazon Customer, Sept 3, 2023
Amazon Customer, Sept 3, 2023
Soft cover arrived yesterday and finished reading it today. The conversational writing style made it feel like I was in a professional relationship being educated and coached about the intricacies of income investing. Was looking forward to the next "meeting" (which was cleverly done in the chapters) which made it a very quick read.
The strategy is detailed, logical and backed up with evidence. I am sure I will refer to Retirement Money Secrets again and again. Highly recommend!
Jerry Banach, Oct 15, 2023
Amazon Customer, Sept 3, 2023
Amazon Customer, Sept 3, 2023
I recently read Steve’s latest book; Retirement Money Secrets. I have also been following his Facebook groups. On a portion of my portfolio, I have implemented Steve’s process and have experienced significantly improved results. Income has tripled and the amount of capital invested has also increased significantly. Now, I’m moving to expand implementation.
Just to be sure I was on track, I recently set up a 1 hour consultation with Steve. Steve went through my investments and made some suggestions. In the next few weeks, I’ll be implementing those suggestions.
I strongly recommend taking advantage of Steve’s knowledge by not only reading his latest book but also by taking advantage of his consulting services.
I can’t imagine what my portfolio would look like today, if I had followed this methodology from my forties instead of from my seventies. If you're reading this recommendation, you have the chance to do this now!